HDFC Home Loan Login Portal, HDFC Housing Loan EMI Calculator Interest Rates 2023 at online.hdfc.com/inet/..
HDFC Login Online Portal for Existing and New home loan Customers: Based in the private sector, HDFC ranks among the well-known banking and financial assistant companies in India. In length HDFC means housing development finance corporation. Launched in the 1994 the bank caters for all assets needs and also banking services. It also has grown from being a local bank to international bank. Having several branches in Hong Kong, Dubai and Bahrain.
HDFC Bank has offers services like the:
- Customer banking
- Account opening
- Loans services to clients
- Insurances
- Investment plans
- Private banking
This being just a few to mention HDFC offers quality services and also ensures clients satisfaction. All products are beneficial to clients catering for all class of people. in terms of loans the bank of great duration of repayment which is most flexible for home buyers. The bank also has reasonable interest rates. Receiving praise over the customer services and products HDFC is believed to ensure clients get the best out of the loan they get. Home loans are the pride of HDFC as clients get loans without discrimination of class or race.
How Much time will it take for a home loan to get approved by HDFC?
The bank is flexible where one can apply by visiting the HDFC bank branches or even using the online method. One only avails required documents whereby the bank will check how eligible you can be to pick the loan. There several loans facility given by the bank to fit all citizens.
HDFC Home Loan
The HDFC House Loan Interest Rate 2023 ( Calculator )
| Interest rates | Processing fee for each loan | Loan duration | Guarantor documents | Pre-payments | Pre-closure payments |
| 8.05 to 9.05% | 0.50% of the loan given in amount RS 11,800 | 1 TO 30 years | NIL | NIL | NIL |
The table shows details to consider before applying for the loan. In this case one doesn’t require a guarantor which is different compared to other banks in India. though slight increase of interest rate. the bank gives a good duration for repayment.
HDFC EMI Calculator 2023 for Home Loan website link:
HDFC Interest Rates for home loans lowest rate 8.75%
| HDFC Home Loan Amount | HDFC Home Loan Interest Rates ( Floating) |
| Upto Rs.30 Lakhs | 8.00% – 8.75% |
| Rs.30 Lakhs – 75 Lakhs | 8.00% – 8.75% |
| Rs.75 Lakhs – 2 crores | 8.00% – 8.75% |
| Above Rs.2 crore | 8.00% – 8.75% |
| For more info visit hdfc home loan official website 2023 | https://www.hdfc.com/housing-loans/home-loans |
HDFC home loan comprises of the following features, they are unique from other home loaners and suit all individuals regardless of their situation.
- Flexible payment duration
- Affordable interest rates considering the payment period.
- No need of guarantor
- It is fast process and the process fee is low.
- The bank is known for the services it offers
- Best customer service.
Being in existences for many years the bank has settled many citizens using the home loans. HDFC has being the love for many and Indians look forward to achieving better future with such a partner. Nonetheless, the bank has conditions while offering the loan.
- HDFC Bank Home Loans given are to buy new homes.
- For buying a resale house
- If one needs to buy land and build.
- While transferring home loan from another company to HDFC bank.
The bank doesn’t focus on the rich only but works with all people in the country. Below we have the different types of loans as follows:
- Loan for the salaried and self-employed people in the country.
- HDFC pre-approved loan: here the client has to give the price as negotiated in the buying deal
- HDFC NRI this goes for those individuals who are non- residents.
- HDFC home loan transfer:
- HDFC home improvement loan, used for people who want to furnish their home or improve on products example doors, paint etc.
- HDFC special home loan foe agriculturists, this belongs to farmers to who want to buy land in rural areas.
- HDFC rural housing finance, this also goes for individuals who want to develop and buy land in rural places.
Why use the HDFC Home loan service?
- Home Loan is from a popular bank in the country.
- Wonderful features and interest rates, plus flexible duration.
- The bank officers are friendly and solve clients issues fast.
- One can apply through online easing the hassle of queuing.
- The bank doesn’t add charges and also doesn’t require guarantors for the loans.
- You will find the bank anywhere in the country.
What are the documents required for HDFC Home loan processing?
To attain a loan from the bank you have to provide some important documents. This documents are required during the application process as they will give more information about you.
- Have identity proof which can be voter’s ID, PAN card passport etc.
- Address proof the electricity, telephone bill acts as better proofs.
- Show your earnings: individuals can produce their bank statements for the past 6 months and beyond.
- The bank may require a letter from the employer to show that you work in certain company. This especially if you are not year old in the company. Also you need to bring documents which show about the property you wish to buy.
Types of HDFC Bank Home Loans for the salaried individuals.
- Trufixed home loan:
this type of loan has options of adjustable rates and also fixed rates. The fixed rates go for 2 to 3 years. after this duration the rates are adjustable according to the banks interest rates
- Adjustable home rates
The rates are governed by the retail prime lending rate. Here the loan rates are adjusted according to the current market. Increase in interest rates triggers increase in the payment one makes in that particular month.
The HDFC bank categorizes different people to the self-employed list:
- Self-employed professionals
- Contractors
- Architect
- Doctors
- Lawyers
- Secretaries
Pradhan Mantri Awas Yojana by the HDFC bank
HDFC Bank Pradhan Mantri Awas Yojna Housing Scheme: This a scheme which was initiated by the government and embraced by the banks. HDFC being part of this scheme where housing is aimed to have reached even the poor and average people in the country. The scheme is expected to succeed by the year 2022 where the poor can also afford homes. The government gives chances to those earning less to have bright future.
Who is Eligible for this PMAY Scheme 2023?
Eligibility Criteria for Pradhan Mantri Awas Yojana Scheme:
- The families shouldn’t have PUCCA house in the country.
- The applicant can’t have any other government scheme or support.
- The government pick one person if a couple applies for the scheme.
With the different features from the above details it evident that HDFC bank is high private sector which doesn’t require much documentation to offer loans and services. Once the process is approved the loan is disbursed and the payment specified according to the loan given. This being a positive way of owning homes by the end of few years to come.
| Toll Free Number (24×7) | 022 6160 6161 |
| Give a missed call | +91-9289200017 |
| SMS | Send HDFCHOME to 56767 |
| HDFC home loan website | https://online.hdfc.com/inet/ |
HDFC Customer Care Number, Missed call Number, SMS, Helpline Toll Free Number 2023 Are given above